Description

The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances.  Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.   

Duties and Responsibilities:

• Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks. 
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer. 
• Underwrites complex and large credit requests for prospects and clients.  Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients.  Accountable for risk evaluation and associated regulatory compliance requirements. 
• Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks. 
• Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation. 
• Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review. 
• Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers.  Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
• Mentor Credit Analysts and junior-level Portfolio Managers.
• Performs other duties as assigned.

Required Qualifications:

• Bachelor's Degree in Accounting, Finance, or related field.
• Experience conducting cash flow analysis for large, complex publicly traded companies.
• Intermediate proficiency with MS Office Desktop applications.
• 7+ years of experience in commercial credit analysis.
• Proficiency with Moody’s spreading software.

Preferred Qualifications:

• Previous equipment finance underwriting experience.
• Strong interpersonal skills and solid written/verbal communication.
• Ability to prioritize workflow and multi-task in a fast-paced environment.
• Strong interpersonal skills and solid written/verbal communication.
• RMA-CRC designation.
• CLFP designation.

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.