Description

Summary:
The CRE Credit Manager II, within the Commercial Real Estate segment, coordinates with Portfolio Managers and Relationship Managers to prepare and approve underwriting packages for renewals, extensions, and modifications of existing loans for assigned regions as well as completion of covenant testing and annual reviews.     

Duties and Responsibilities:                                    

• Manage maturities by working with Relationship Managers early in the process and underwriting and approving renewals, extensions, and modifications.
• Completes and submits Annual Review packages for existing loans.
• Prepares and approves covenant testing.
• Analyze, review and structure loan requests using sound real estate underwriting fundamentals and standards.
• Work directly with sales and risk personnel in generating loan approval documents that help ensure and maintain the quality of the Bank’s real estate loan portfolio.
• Prepare written evaluation of borrowers’ financial condition and future outlook, as well as identify strengths and risks associated with our relationship sponsors and guarantors.
• Responsible for third-party report engagements and/or follow-up (ie: appraisals / environmental reports, property condition reports, etc).
• Responsible for the collection, review, and maintenance of due diligence & customer information on renewals, modifications, and extensions of existing loans.
• May require occasional overnight travel to other regions.
• May be required to attend and successfully complete Huntington’s Credit College, a multi-week program in Columbus, Ohio.    
• Performs other duties as assigned.        

                  
Basic Qualifications:

• Bachelor’s Degree in Business, Accounting, Finance or related field
• 8+  years Commercial and/or Commercial Real Estate credit underwriting in a banking environment required

Preferred Qualifications:

• Formal commercial credit training preferred
• Strong/Proficient use of Microsoft Office and internet resources
• Excellent written and verbal communication skills, including grammar and demeanor, required
• Strong organizational skills with attention to detail, planning, and follow-up required
• Demonstrates confidence, assertiveness, professionalism, ability to interact with all levels of the organization, and ability to sell Huntington and its products/services.
• Demonstrated ability to analyze financial data and narrative information quickly and thoroughly
• Excellence in customer service, highly motivated, focused and goal oriented
• Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.