Description

Summary:
Working with minimal supervision, the Commercial Portfolio Manager-Senior is responsible for managing assigned portfolio(s) and providing support to Commercial group leader(s), Regional Credit Officer, and Relationship Manager team (RM’s) in the areas of credit underwriting, portfolio management, compliance, and monitoring of new and existing loans and customer relationships within the portfolio.  Will manage moderately complex loan portfolio.

Duties & Responsibilities: 

• Manages a moderately complex portfolio of commercial loans and customers in partnership with the assigned relationship manager, group leader, Regional Credit Officer and other stakeholders.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.  Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue. 
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.  Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.  Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio. 
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee. 
• Conduct portfolio reviews with senior management and analyze existing portfolio to identify trends and opportunities.
• Mentors Credit Analysts and junior Portfolio Managers to develop required competencies and experience.
• Performs all other duties assigned

Basic Qualifications:

• Four-year college degree in Finance/Accounting/Economics or equivalent work experience
• 4-7 years of relevant commercial/middle market credit analysis experience  or underwriting experience with deals with large exposures and complex loans. 

Preferred Qualifications:

• Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.
• Strong analytical ability and an understanding of the analysis of commercial financials.
• Thorough knowledge of the state and federal laws and compliance regulations for commercial loans.
• Ability to work under critical time constraints. Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks.
• A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.
• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
• Strong customer service orientation
• MBA in Finance or Accounting
• Formal credit training

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

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