Description

Summary:

The Credit Analyst – Equipment Finance position is an entry point and career development position within the vigorous Middle Market Commercial Banking environment at Huntington. This position generally leads to a career in commercial lending either as a portfolio manager or sales executive.

Duties & Responsibilities:

• Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan portfolio.
• Gathers and analyzes all financial and business information to determine credit worthiness for loans, including the identification of risk or strengths.
• Prepare a written evaluation of borrowers' financial condition and future outlook.
• Assist lending officers in assembling other essential components of commercial loan monitoring and review.
• Prepare written summary of conclusions for loan officers or committees.
• Ensure covenant compliance.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's degree in Business, Business Administration Finance or related

• Proficiency using Microsoft Excel

• Experience with Moody's Analytics or similar financial spreading software

Preferred Qualifications:

• 1+ year of experience in a high-volume industry directly working with commercial credit loan quality or analysis
• Experience in the finance or banking industry
• Demonstrated confidence, assertiveness, professionalism, ability to interact with all levels, and ability to sell Huntington and its services
• Ability to analyze financial data and narrative information quickly and thoroughly
• Excellent in customer service, highly motivated, focused, and goal oriented
• We're looking for a self-starter, and creative thinker who is who wants to grow with us

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). 

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.